Terms of Service

Acceptable Use Policy

When using our website and services, you agree to:

• Provide accurate, current, and complete information when requested
• Use our services only for lawful purposes and in accordance with these terms
• Respect the intellectual property rights of Caliber Folio and third parties
• Maintain the confidentiality of any account credentials or access information
• Notify us immediately of any unauthorized use of your account or security breaches

Prohibited Uses

You agree not to:

• Use our services for any illegal or unauthorized purpose
• Transmit any viruses, malware, or other harmful code
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the integrity or performance of our website
• Collect or harvest any personally identifiable information from our website
• Impersonate any person or entity or misrepresent your affiliation
• Use automated systems or software to extract data from our website without permission

Service Access Requirements

To access certain features of our website or engage our professional services, you may be required to provide registration information or create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. We reserve the right to refuse service, terminate accounts, or remove content at our sole discretion.

Fair Usage Guidelines

Our services are intended for legitimate business and professional purposes. We expect all users to engage with our website and services in good faith and in a manner that does not negatively impact other users or our operations. Excessive or abusive use of our resources may result in service limitations or termination.

Service Uptime and Maintenance

While we strive to maintain continuous availability of our website and services, we do not guarantee uninterrupted access. Our website may be unavailable from time to time due to scheduled maintenance, technical issues, or circumstances beyond our control. We will make reasonable efforts to provide advance notice of scheduled maintenance when possible.

Feature Availability

We reserve the right to modify, suspend, or discontinue any feature, service, or content on our website at any time without prior notice. We are not liable for any modification, suspension, or discontinuation of services. Some features may be available only to certain users or under specific service plans.

Geographic Restrictions

While we are based in Hong Kong and serve clients worldwide, our services may not be available in all jurisdictions. Certain features or services may be restricted based on geographic location, legal requirements, or business considerations. You are responsible for ensuring that your use of our services complies with local laws and regulations.

Service Modifications and Updates

We continuously work to improve our services and may update, modify, or enhance our offerings at any time. These modifications may include changes to features, pricing, or terms of service. We will notify you of material changes through our website or other appropriate means. Your continued use of our services after such modifications constitutes acceptance of the updated terms.